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All agents are NOT alike! Find out why we are top real estate experts. Call us: 908-895-1850.
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Find Out About the Latest Homes for Sale First! We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS. Find Out More > View All Offers >
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Thank You for All Your Help With The Condo! “We are all settled in and really like the place. We are looking forward to working with you in the future." Rebecca and Brent Unruh Read Quote > View All Quotes >
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Dwight E. Hathaway is one of The Top Selling Real Estate Experts Find Out More > |
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Let Us Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation. As top North Brunswick, New Brunswick, South Brunswick and East Brunswick real estate agents, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available, but have yet to formally be placed on the market. We have direct access to the North Brunswick, New Brunswick, South Brunswick and East Brunswick area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings. If you give us some idea of what you are looking for, We will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time! This is a totally free service, and there is no obligation. It's part of our job to offer services like this to homebuyers.  Tell us what you are looking for! It's our job to know every property in North Brunswick, New Brunswick, South Brunswick and East Brunswick, even ones not listed online. Our personal search for you is FREE and without obligation. Please give us as many details as possible... 
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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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What time of year is considered the busiest for homebuyers and sellers?
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Real estate is a year-round business, but spring is still considered the best time of year to showcase a home. |
See More Real Estate Trivia > |
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Dwight E. Hathaway RE/MAX Classic Group 3322 Route 22 West, Suite 908 Branchburg, NJ 08876 908-895-1850 Fax: 908-231-7799 dwighthathaway@NUMBER1EXPERT.COM
Dwight E. Hathaway "SELLS" homes JUST LIKE YOURS!!! In Middlesex County there is NO OTHER Realtor capable, ready, willing, able and technically advanced enough to meet your needs. No matter how large or small Dwight does it all. Just call or email him today!    
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