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Financing Your Home >Early Loan Approval
Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.
Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.
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What is considered one of the key elements of the American dream?
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| A |
Home ownership is considered to a key to the American dream; more than 2 million first-time buyers bought property last year. |
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Dwight E. Hathaway
RE/MAX Classic Group
3322 Route 22 West, Suite 908
Branchburg, NJ 08876
908-895-1850
Fax: 908-231-7799
dwighthathaway@NUMBER1EXPERT.COM
Dwight E. Hathaway "SELLS" homes JUST LIKE YOURS!!! In Middlesex County there is NO OTHER Realtor capable, ready, willing, able and technically advanced enough to meet your needs. No matter how large or small Dwight does it all. Just call or email him today!    
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